Service and trades cash visibility

See cash pressure before it dictates the decision.

Torque 13 turns the next thirteen weeks of collections, payroll, vendors, debt, tax, and owner commitments into one operating view.

The weekly rhythm

Make cash a decision cadence, not a surprise.

01

Start with reality

Enter the cash actually available and the commitments already made.

02

Map cash in

Place expected collections in the week they are likely to arrive, not the week they were invoiced.

03

Map cash out

Connect payroll, vendors, debt, tax, WIP, and owner commitments to their real timing.

04

Run the next play

Act on the first pressure point: collect, sequence, renegotiate, defer, or protect reserve.

One operating picture

Connect the signals that usually live in separate places.

Receivables

Collections timing

See how invoice age, customer behavior, and collection ownership affect available cash.

Delivery

WIP and commitments

Connect jobs in progress, purchasing, subs, and field capacity to the cash calendar.

Obligations

Payroll and fixed outflow

Make recurring commitments visible before approving new spending or headcount.

Decision

Reserve and action

Set the minimum reserve and name the action required before crossing it.

Optional illustrated companion

Preview the Torque 13 field guide.

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Run the next play

Build the thirteen-week view, then decide what comes first.